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annual car hire excess for Ireland and UK residents

Car hire annual excess insurance cover for UK residents

When you rent a car, your rental agreement usually includes basic cover for Collision Damage Waiver (CDW) and cover for theft of the rented vehicle. But you are still liable for any excess amount on CDW and Theft. This means that if the rental car is damaged or stolen, you will be required to pay some of the repair or replacement costs that are needed. This required payment is referred to as the Excess and depending on the rental company involved this can be as high as €800.

If you are an United Kingdom resident our recommended excess insurance policy for car rental abroad will cover you not only for the total amount of Excess for which you would be liable for if the car is damaged or stolen, but also for damage to the roof and undercarriage of the car as well as windows and tyres. (this cover is not usually included with insurance that you buy directly at the car pick up depot)

Cheap car hire adroad does often includes basic insurance that is expensive to upgrade when you collect your car. Buying an annual car hire excess policy provide you with better cover, saves you money and is valid for multiple car rentals throughout the year in counties other than your country of residence.

Buy annual car hire excess insurance for UK residents

car hire (rental) excess insurance explained

Car hire excess insurance explained

If you don't plan before you collect your car sometimes all the extras, including excess insurance, for you car rental can end up costing as much as the car rental itself!
A simple guide to car hire excess insurance that gives you all the information you need to ensure you get the right cover at the right price is available! Car hire excess insurance

buy car hire excess insurance in Ireland
cornwall flights to ireland about car hire (rental) insurance policies   cornwall flights to ireland how car rental insurance policies work
  Annual car hire excess cover policies start at just £39.99 and cover you for car rental periods of up to 31 days at a time.     This car rental excess policy insures you the Policy Holder, not the rental vehicle. Excess is a voluntary insurance - but it is highly advisable that you have this cover.
If you buy an annual policy - When you collect your car at the rental depot, decline the car rental company’s Excess cover at the counter. If the car is damaged or stolen, the car rental company will charge your credit card for the Excess amount and you then claim for reimbursement on your Policy.
This is a low cost alternative to the expensive Excess Waiver charges offered by car rental companies  
car hire excess cover ireland Frequently asked questions about car hire excess insurance policies for Irish residents. Car hire excess FAQ  
Thee car hire annual excess insurance policies are provided by Towergate Underwriting Group Ltd which is authorised and regulated by the Financial Services Authority, Register Number 313250. The company is registered in England and Wales, Company No. 4043759. The Registered Address is: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN.  
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Ashbourne, County Meath, Ireland

Page updated 01 January 2012
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